Retirement Planning For The 21st Century

Share on facebook
Share on twitter
Share on linkedin
Share on telegram
Diverse people sit at desk in office, male realtor make property offer for sale to elderly spouses old customers contract lie on table | Retirement Planning For The 21st Century | Featured

When you reach retirement age, you’ll probably have income from social security and maybe a pension but you have to ask yourself if that’ll be enough?

Will you have to supplement your retirement income? Will you continue to live in your present home or will you relocate? Do you want to travel?

These and many more questions will need to be answered in preparation for your retirement years.

RELATED: What Is Retirement In The 21st Century?

Retirement Planning For The 21st Century

Retirement Planning should begin as soon as you start your first job but most of us are too busy raising a family to think about something that far away.

Besides, we’ve got lots of time. It’s hard to think about retirement when you’re wondering where to find the best daycare for your baby. But this is the best time to look at your pension plan or 401(K) at work and contribute as much as you are allowed or can afford to every pay period.

What is Retirement Planning?Retirement plan-Retirement Planning

It’s the effort you take to make sure you have enough money to live comfortably after you quit working and want to take it easy.

There’s nothing complicated about it, but it can be extremely hard to get a reasonable retirement plan created and started. As soon as you can, you should start investing a percentage of your pay for your retirement.

These investments can be pre-tax dollars or after-tax dollars. Use a mix of IRAs, mutual funds, stocks, bonds, money market, or other investment vehicles your financial adviser might suggest.

The secret and goal are to make a habit of investing regularly and resist any temptation to use the money for anything other than retirement.

If you’re older and just beginning to think about your retirement, there may be some ways you can make up for a lost time. Starting at a younger age gives you more time to accumulate money but with good investment strategies, you can sometimes manage to make enough for a comfortable retirement.

Most people can create a good retirement plan, but some might need to find a reputable financial adviser to discuss retirement needs, make a plan and stick to your plan.

The New Retirement StrategyWhats Your Plan for Retirement-retirement planning

In the 21st century is to work as long as you can. Seventy might be the new sixty-five. Almost every survey conducted since the great crash of 2008 indicates that more people are considering working longer or after retiring.

Odds are, you might want or need to work well into your retirement years. Retirement income will probably dictate where you live, whether or not you can live your retirement dreams and whether or not you have to continue working.

More and more men and women are starting second careers after retiring from one job. This takes retirement planning to a whole new level.

The choice of when and how you retire maybe yours alone. Plan wisely. There are a lot of things you need to consider when you start planning and you need to set a few goals, to begin with.

Goals need to be flexible, but they dictate the rest of your retirement plan. CLICK HERE and get a free copy of “Easy Retirement Planning” and find out how to make a retirement plan that fits your particular situation to practically guarantee a successful retirement.

Article Source:

Up Next:

Calling all crafting Health Buffs! If you’ve got the gift of keeping healthy and sharing this knowledge through writing, click here if you want to write for us.

Please stay connected with us on FacebookTwitterInstagram, and Pinterest, and make sure to join our community of healthy living and minded people here.

Article Source:

Was this post helpful?

28 thoughts on “Retirement Planning For The 21st Century”

  1. Today, I went to the beachfront with my kids. I found a sea shell and gave it to my 4 year old daughter and said “You can hear the ocean if you put this to your ear.” She placed the shell to her ear and screamed. There was a hermit crab inside and it pinched her ear. She never wants to go back! LoL I know this is entirely off topic but I had to tell someone!

  2. Howdy! Someone in my Myspace group shared this website
    with us so I came to look it over. I’m definitely loving the information. I’m bookmarking and will
    be tweeting this to my followers! Wonderful blog and great style and design.

  3. Hey! I know this is kinda off topic nevertheless I’d figured I’d ask.
    Would you be interested in exchanging links or maybe guest authoring a blog article or vice-versa?
    My site discusses a lot of the same subjects as yours and I
    think we could greatly benefit from each other. If you happen to be interested feel free to send me
    an email. I look forward to hearing from you!

    Wonderful blog by the way!

  4. Hi! I could have sworn I’ve been to this site before but after checking
    through some of the post I realized it’s new to me.

    Nonetheless, I’m definitely glad I found it and I’ll be book-marking and checking back often!

  5. I’m truly enjoying the design and layout of your website.

    It’s a very easy on the eyes which makes it much more enjoyable for me
    to come here and visit more often. Did you hire out a designer to create your theme?
    Excellent work!

Leave a Comment

Your email address will not be published.


Get Updates